Client Characteristics

Clients we fund have the following characteristics:
  • Are honest small business owners based in the U.S. (we cannot fund companies outside the U.S.) in need of improved cash flow.
  • Have an existing incorporated or limited liability business and business license (we don't fund sole proprietors).
  • Wish to factor fresh and ongoing invoices to creditworthy business or government customers (not private individuals).
  • Factoring volume is equal to or less than $10k per month to begin.
  • May be young or start up companies, or may have been in business for some time. The significant matter is the need for improved cash flow.
  • Typically wait 2 weeks to 2 months (preferably 15 to 45 days) to receive payment -- which is the primary reason for cash flow needs.
  • We usually do not accept non-government customers who take more than 60 days to pay.
  • Have no UCCs or liens outstanding, nor unsatisfied judgments.
  • Are not in the construction or trucking industries. Do not bill insurance companies, Medicare/Medicaid, or private individuals for medical or other receivables. However invoices to hospitals and creditworthy medical-related businesses are welcome.
“Your company has been a blessing to us and our company.”
"My payroll is met easily every week, and I have a better relationship with my customers and employees."